Terms and Conditions

Last updated: June 05, 2026

1. Introduction

Welcome to Loan Junction. These terms and conditions outline the rules and regulations for the use of our website and services. By accessing this website, we assume you accept these terms and conditions. Do not continue to use Loan Junction if you do not agree to take all of the terms and conditions stated on this page.

2. Services

Loan Junction provides financial services including but not limited to personal loans, home loans, car loans, mortgage loans, and business loans. We act as a facilitator between borrowers and financial institutions.

3. Eligibility

To apply for any loan through our platform, you must:

• Be at least 21 years of age.
• Be a resident of India.
• Have a regular source of income.
• Have a good credit history.

4. Loan Application Process

When you apply for a loan through our website:

• You agree to provide accurate, current, and complete information.
• We reserve the right to reject any loan application without providing a reason.
• Approval of your loan is subject to the policies and criteria of our partner financial institutions.

5. Interest Rates and Fees

Interest rates and fees are determined by our partner financial institutions. We make every effort to display accurate and up-to-date information, but we do not guarantee the accuracy of such information. Actual rates and fees may vary based on your credit profile and other factors.

6. Intellectual Property

Unless otherwise stated, Loan Junction and/or its licensors own the intellectual property rights for all material on Loan Junction. All intellectual property rights are reserved.

7. Limitation of Liability

In no event shall Loan Junction, nor any of its officers, directors, and employees, be liable for anything arising out of or in any way connected with your use of this website whether such liability is under contract. Loan Junction, including its officers, directors, and employees shall not be liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website.

8. Indemnification

You hereby indemnify to the fullest extent Loan Junction from and against any and all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.

9. Changes to Terms

We reserve the right to modify these terms and conditions at any time. By continuing to access and use this website after any changes, you agree to be bound by the modified terms.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of India. Any dispute related to these terms shall be subject to the exclusive jurisdiction of the courts located in Pune, Maharashtra.

11. Contact Us

If you have any questions about these terms and conditions, please contact us at:

Email: Contact@loanjunction.org.in
Phone: +91 9765847583
Address: Office no. 1, Shree Sai Dham Building, Rukhmini Colony, Mundhwa – Manjari Rd opp. Shivneri Misal, Keshav Nagar, Mundhwa, Pune, Maharashtra 411036