* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
}

body {
    line-height: 1.6;
    color: #333;
}

/* Smooth Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes float {
    0%, 100% {
        transform: translateY(0px);
    }
    50% {
        transform: translateY(-10px);
    }
}

@keyframes pulse {
    0%, 100% {
        transform: scale(1);
    }
    50% {
        transform: scale(1.05);
    }
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.text-center {
    text-align: center;
}

/* Top Bar */
.top-bar {
    background: linear-gradient(135deg, #1e3a8a 0%, #3b82f6 100%);
    color: white;
    padding: 10px 0;
}

.top-bar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 10px;
}

.top-bar a {
    color: white;
    text-decoration: none;
    margin-right: 20px;
    font-size: 14px;
    transition: color 0.3s;
}

.top-bar a:hover {
    color: #fbbf24;
}

/* Header */
.header {
    background: white;
    padding: 20px 0;
    box-shadow: 0 4px 15px rgba(0,0,0,0.1);
    position: sticky;
    top: 0;
    z-index: 100;
}

.header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
}

.logo {
    font-size: 28px;
    font-weight: bold;
    color: #1e3a8a;
}

.logo a {
    color: inherit;
    text-decoration: none;
}

.nav {
    display: flex;
    gap: 10px;
    align-items: center;
    flex-wrap: wrap;
}

.nav-link {
    color: #333;
    text-decoration: none;
    font-weight: 500;
    padding: 10px 15px;
    border-radius: 5px;
    transition: all 0.3s;
}

.nav-link:hover,
.nav-link.active {
    color: #1e3a8a;
    background: #f0f9ff;
}

/* Dropdown Menu */
.nav-dropdown {
    position: relative;
}

.nav-dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    background: white;
    border-radius: 10px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.15);
    min-width: 200px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all 0.3s;
    z-index: 101;
    padding: 10px 0;
}

.nav-dropdown:hover .nav-dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.nav-dropdown-menu a {
    display: block;
    padding: 12px 20px;
    color: #333;
    text-decoration: none;
    transition: all 0.3s;
}

.nav-dropdown-menu a:hover {
    background: #f0f9ff;
    color: #1e3a8a;
}

/* Hero */
.hero {
    background: linear-gradient(135deg, #1e3a8a 0%, #3b82f6 100%);
    color: white;
    padding: 100px 0;
    text-align: center;
}

.hero-content h1 {
    font-size: 48px;
    margin-bottom: 20px;
}

.hero-content p {
    font-size: 20px;
    margin-bottom: 30px;
}

.cta-button {
    display: inline-block;
    background: linear-gradient(135deg, #f59e0b 0%, #f97316 100%);
    color: white;
    padding: 15px 40px;
    border-radius: 50px;
    text-decoration: none;
    font-size: 18px;
    font-weight: bold;
    transition: all 0.3s;
    border: none;
    cursor: pointer;
    box-shadow: 0 4px 15px rgba(245, 158, 11, 0.3);
}

.cta-button:hover {
    background: linear-gradient(135deg, #d97706 0%, #ea580c 100%);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(245, 158, 11, 0.4);
}

.cta-button-outline {
    display: inline-block;
    background: transparent;
    color: #1e3a8a;
    padding: 15px 40px;
    border-radius: 50px;
    text-decoration: none;
    font-size: 18px;
    font-weight: bold;
    border: 2px solid #1e3a8a;
    transition: all 0.3s;
}

.cta-button-outline:hover {
    background: #1e3a8a;
    color: white;
}

/* Page Banner */
.page-banner {
    padding: 100px 0;
    color: white;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.page-banner h1 {
    font-size: 48px;
    margin-bottom: 10px;
}

/* Loan Highlights */
.loan-highlights {
    padding: 60px 0;
    background: #f9fafb;
}

.loan-highlights .container {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 30px;
}

.highlight-card {
    background: white;
    padding: 40px;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: all 0.3s;
}

.highlight-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.12);
}

.highlight-card h2 {
    font-size: 24px;
    color: #1e3a8a;
    margin-bottom: 15px;
}

.highlight-card p {
    margin-bottom: 20px;
    color: #555;
}

.highlight-btn {
    display: inline-block;
    color: #f59e0b;
    text-decoration: none;
    font-weight: bold;
    transition: color 0.3s;
}

.highlight-btn:hover {
    color: #d97706;
}

/* Interest Rates */
.interest-rates {
    padding: 60px 0;
    background: linear-gradient(135deg, #1e3a8a 0%, #3b82f6 100%);
    color: white;
}

.interest-rates .container {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 30px;
}

.rate-card {
    padding: 30px;
    background: rgba(255,255,255,0.1);
    border-radius: 15px;
    backdrop-filter: blur(10px);
    transition: all 0.3s;
    text-align: center;
}

.rate-card:hover {
    background: rgba(255,255,255,0.2);
    transform: translateY(-5px);
}

.rate-percent {
    font-size: 48px;
    font-weight: bold;
    color: #fbbf24;
    margin-bottom: 10px;
}

.rate-label {
    font-size: 18px;
}

/* Section Styles */
.loan-products,
.process,
.why-choose-us,
.testimonials,
.cta-section,
.page-content {
    padding: 80px 0;
}

.loan-products,
.testimonials,
.cta-section {
    background: #f9fafb;
}

h2 {
    text-align: center;
    font-size: 38px;
    margin-bottom: 15px;
    color: #1e3a8a;
}

.section-subtitle {
    text-align: center;
    font-size: 18px;
    margin-bottom: 50px;
    color: #666;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

/* Product Cards */
.products-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
}

.product-card {
    background: white;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    animation: fadeInUp 0.6s ease-out forwards;
    opacity: 0;
    overflow: hidden;
}

.product-card:nth-child(1) { animation-delay: 0.1s; }
.product-card:nth-child(2) { animation-delay: 0.2s; }
.product-card:nth-child(3) { animation-delay: 0.3s; }
.product-card:nth-child(4) { animation-delay: 0.4s; }
.product-card:nth-child(5) { animation-delay: 0.5s; }
.product-card:nth-child(6) { animation-delay: 0.6s; }

.product-card:hover {
    transform: translateY(-12px) scale(1.02);
    box-shadow: 0 20px 50px rgba(0,0,0,0.15);
}

.product-card img {
    width: 100%;
    height: 250px;
    object-fit: cover;
    transition: transform 0.6s cubic-bezier(0.175, 0.885, 0.32, 1.275);
}

.product-card:hover img {
    transform: scale(1.1);
}

.product-card h3 a {
    color: #1e3a8a;
    text-decoration: none;
    margin-bottom: 15px;
    display: block;
    font-size: 22px;
}

.product-card p {
    margin-bottom: 20px;
    color: #666;
}

.read-more {
    color: #f59e0b;
    text-decoration: none;
    font-weight: bold;
    transition: color 0.3s;
}

.read-more:hover {
    color: #d97706;
}

.map-container {
    padding: 0;
}

.map-container iframe {
    width: 100%;
    border: none;
    display: block;
}

.contact-form {
    margin-top: 0;
}

.partners-wrapper {
    position: relative;
    overflow: hidden;
    padding: 20px 0;
}

.partners-track {
    display: flex;
    gap: 60px;
    animation: slide 30s linear infinite;
    width: max-content;
}

@keyframes slide {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
}

.partners-wrapper:hover .partners-track {
    animation-play-state: paused;
}

.partner-logo {
    flex-shrink: 0;
}

.partner-logo-inner {
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    white-space: nowrap;
}

.partner-logo:hover .partner-logo-inner {
    transform: translateY(-5px);
    box-shadow: 0 15px 30px rgba(0,0,0,0.15);
}

/* Process Steps */
.process-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
    margin-bottom: 50px;
}

.step {
    text-align: center;
    padding: 30px;
}

.step-number {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #1e3a8a 0%, #3b82f6 100%);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    font-weight: bold;
    margin: 0 auto 20px;
}

.step h3 {
    color: #1e3a8a;
    margin-bottom: 10px;
}

/* Why Choose Us */
.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.feature-card {
    background: white;
    padding: 40px;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: all 0.3s;
}

.feature-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.12);
}

.feature-card h3 {
    color: #1e3a8a;
    margin-bottom: 15px;
    font-size: 22px;
}

.feature-card p {
    color: #666;
    margin-bottom: 20px;
}

.feature-link {
    color: #f59e0b;
    text-decoration: none;
    font-weight: bold;
}

/* Testimonials */
.testimonials h2 {
    text-align: center;
    font-size: 32px;
    color: #1e3a8a;
    margin-bottom: 40px;
    position: relative;
    display: inline-block;
    left: 50%;
    transform: translateX(-50%);
}

.testimonials h2::after {
    content: '';
    position: absolute;
    bottom: -10px;
    left: 50%;
    transform: translateX(-50%);
    width: 80px;
    height: 4px;
    background: linear-gradient(90deg, #f59e0b 0%, #fbbf24 100%);
    border-radius: 2px;
}

.testimonial-rotator {
    max-width: 850px;
    margin: 0 auto;
    text-align: center;
    position: relative;
    height: 320px;
    overflow: hidden;
}

.testimonial-item {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    opacity: 0;
    transform: translateX(100%);
    transition: all 0.9s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    background: white;
    padding: 40px 50px;
    border-radius: 25px;
    box-shadow: 0 15px 50px rgba(30, 58, 138, 0.15);
    border: 1px solid rgba(245, 158, 11, 0.2);
    border-top: 6px solid #f59e0b;
    box-sizing: border-box;
}

.testimonial-item.active {
    opacity: 1;
    transform: translateX(0);
}

.testimonial-item.prev {
    transform: translateX(-100%);
}

.testimonial-item p {
    font-style: italic;
    color: #444;
    margin-bottom: 25px;
    font-size: 20px;
    line-height: 1.9;
    position: relative;
    z-index: 1;
}

.testimonial-author h4 {
    color: #1e3a8a;
    margin-bottom: 8px;
    font-size: 20px;
    font-weight: 700;
}

.testimonial-author span {
    color: #f59e0b;
    font-size: 16px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.testimonial-rotator::before {
    content: '"';
    font-size: 140px;
    color: rgba(245, 158, 11, 0.12);
    position: absolute;
    top: -25px;
    left: 30px;
    font-family: 'Georgia', serif;
    z-index: 0;
    line-height: 1;
}

/* CTA Section */
.cta-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
}

.cta-card {
    background: white;
    padding: 40px;
    border-radius: 15px;
    text-align: center;
}

.cta-card h3 {
    color: #1e3a8a;
    margin-bottom: 15px;
    font-size: 24px;
}

.cta-card p {
    margin-bottom: 20px;
    color: #666;
}

.cta-phone {
    font-size: 28px;
    font-weight: bold;
    color: #f59e0b;
    margin: 15px 0;
}

/* Footer */
.footer {
    background: linear-gradient(135deg, #1e3a8a 0%, #0f172a 100%);
    color: white;
    padding: 60px 0 30px;
    border-top: 4px solid #fbbf24;
}

.footer-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 30px;
    margin-bottom: 40px;
}

.footer-col {
    transition: transform 0.3s;
    flex: 1;
    min-width: 200px;
}

.footer-col h3 {
    font-size: 24px;
    margin-bottom: 20px;
    color: #fbbf24;
}

.footer-col h4 {
    font-size: 18px;
    margin-bottom: 20px;
    color: #fbbf24;
}

.footer-col p {
    color: rgba(255,255,255,0.8);
    margin-bottom: 20px;
    line-height: 1.8;
}

.footer-col ul {
    list-style: none;
}

.footer-col ul li {
    margin-bottom: 10px;
}

.footer-col ul li a {
    color: rgba(255,255,255,0.8);
    text-decoration: none;
    transition: all 0.3s;
    display: inline-block;
}

.footer-col ul li a:hover {
    color: #fbbf24;
    transform: translateX(5px);
}

.contact-info-item {
    display: flex;
    gap: 10px;
    margin-bottom: 15px;
    align-items: flex-start;
}

.contact-icon {
    font-size: 20px;
    margin-top: 3px;
}

.contact-info-item p {
    margin: 0;
}

.contact-info-item a {
    color: rgba(255,255,255,0.8);
    text-decoration: none;
    transition: color 0.3s;
}

.contact-info-item a:hover {
    color: #fbbf24;
}

.contact-cards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 15px;
    margin-top: 20px;
}

.contact-card {
    background: rgba(255, 255, 255, 0.05);
    padding: 20px;
    border-radius: 12px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    display: flex;
    gap: 15px;
    align-items: flex-start;
    transition: all 0.3s;
}

.contact-card:hover {
    transform: translateY(-3px);
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(251, 191, 36, 0.3);
}

.contact-card-icon {
    font-size: 28px;
    flex-shrink: 0;
}

.contact-card-content h5 {
    color: #fbbf24;
    margin-bottom: 8px;
    font-size: 16px;
}

.contact-card-content p {
    color: rgba(255,255,255,0.85);
    margin: 0;
    font-size: 14px;
    line-height: 1.6;
}

.contact-card-content a {
    color: rgba(255,255,255,0.85);
    text-decoration: none;
    transition: color 0.3s;
}

.contact-card-content a:hover {
    color: #fbbf24;
}

.social-links {
    display: flex;
    gap: 15px;
    margin-top: 25px;
    flex-wrap: wrap;
}

.social-link {
    width: 55px;
    height: 55px;
    border-radius: 50%;
    background: rgba(255,255,255,0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    box-shadow: 0 4px 15px rgba(0,0,0,0.1);
}

.social-link:hover {
    transform: translateY(-5px) scale(1.1);
    box-shadow: 0 8px 25px rgba(0,0,0,0.2);
}

.social-link svg {
    width: 26px;
    height: 26px;
    fill: white;
}

.social-link.social-facebook {
    background: linear-gradient(135deg, #1877f2 0%, #165fcc 100%);
}

.social-link.social-instagram {
    background: linear-gradient(135deg, #f09433 0%, #e6683c 25%, #dc2743 50%, #cc2366 75%, #bc1888 100%);
}

.social-link.social-twitter {
    background: linear-gradient(135deg, #1da1f2 0%, #1a8cd8 100%);
}

.social-link.social-linkedin {
    background: linear-gradient(135deg, #0077b5 0%, #005885 100%);
}

.social-link.social-whatsapp {
    background: linear-gradient(135deg, #25d366 0%, #1ebe57 100%);
}

.social-link.social-email {
    background: linear-gradient(135deg, #ea4335 0%, #d93025 100%);
}

.footer-bottom {
    padding-top: 30px;
    border-top: 1px solid rgba(255,255,255,0.1);
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}

.footer-bottom-left p {
    color: rgba(255,255,255,0.6);
}

.footer-bottom-right a {
    color: rgba(255,255,255,0.6);
    text-decoration: none;
    margin-left: 20px;
    transition: color 0.3s;
}

.footer-bottom-right a:hover {
    color: #fbbf24;
}

/* WhatsApp Button */
.whatsapp-float {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, #25d366 0%, #128c7e 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 10px 30px rgba(37, 211, 102, 0.4);
    transition: all 0.3s;
    z-index: 999;
    animation: pulse 2s infinite;
    overflow: hidden;
}

.whatsapp-float svg {
    width: 32px;
    height: 32px;
}

.whatsapp-float:hover {
    transform: scale(1.1) rotate(10deg);
    box-shadow: 0 15px 40px rgba(37, 211, 102, 0.5);
}

/* Calculator */
.calculator-form {
    background: white;
    padding: 40px;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
}

.form-group {
    margin-bottom: 25px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    color: #1e3a8a;
    font-weight: 600;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px 15px;
    border: 2px solid #e5e7eb;
    border-radius: 8px;
    font-size: 16px;
    transition: border-color 0.3s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: #1e3a8a;
}

.result-box {
    background: linear-gradient(135deg, #1e3a8a 0%, #3b82f6 100%);
    color: white;
    padding: 40px;
    border-radius: 15px;
    margin-top: 30px;
}

.result-item {
    display: flex;
    justify-content: space-between;
    padding: 15px 0;
    border-bottom: 1px solid rgba(255,255,255,0.2);
}

.result-item:last-child {
    border-bottom: none;
}

.result-value {
    font-weight: bold;
    font-size: 24px;
}

/* Range Slider Styles */
.form-group input[type="range"] {
    -webkit-appearance: none;
    width: 100%;
    height: 10px;
    background: linear-gradient(to right, #1e3a8a, #3b82f6);
    border-radius: 5px;
    outline: none;
    transition: all 0.3s;
    cursor: pointer;
}

.form-group input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 24px;
    height: 24px;
    background: linear-gradient(135deg, #f59e0b, #d97706);
    border-radius: 50%;
    cursor: pointer;
    box-shadow: 0 3px 10px rgba(245,158,11,0.4);
    transition: all 0.3s;
}

.form-group input[type="range"]::-webkit-slider-thumb:hover {
    transform: scale(1.2);
    box-shadow: 0 5px 15px rgba(245,158,11,0.5);
}

.form-group input[type="range"]::-moz-range-thumb {
    width: 24px;
    height: 24px;
    background: linear-gradient(135deg, #f59e0b, #d97706);
    border-radius: 50%;
    cursor: pointer;
    box-shadow: 0 3px 10px rgba(245,158,11,0.4);
    border: none;
}

.calculator-section {
    padding: 80px 0;
    background: linear-gradient(to bottom, white, #f9fafb);
}

/* Contact */
.contact-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 40px;
}

.contact-info-box {
    background: white;
    padding: 30px;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
}

.contact-info-box h3 {
    color: #1e3a8a;
    margin-bottom: 20px;
}

.map-container {
    width: 100%;
    height: 300px;
    border-radius: 15px;
    overflow: hidden;
    margin-top: 30px;
}

/* Responsive Styles */
@media (min-width: 1025px) {
    .nav {
        display: flex !important;
        position: static !important;
        transform: none !important;
        opacity: 1 !important;
        width: auto !important;
        max-width: none !important;
        background: transparent !important;
        flex-direction: row !important;
        padding: 0 !important;
        gap: 10px !important;
        box-shadow: none !important;
    }
}

@media (max-width: 1024px) {
    .hamburger {
        display: flex !important;
    }
    
    /* Slide-in menu for tablet */
    .nav {
        position: fixed;
        top: 0;
        left: 0;
        width: 75%;
        max-width: 350px;
        height: 100vh;
        background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
        flex-direction: column;
        padding: 30px 25px;
        gap: 0;
        box-shadow: 10px 0 50px rgba(0,0,0,0.15);
        transform: translateX(-100%);
        opacity: 0;
        transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
        z-index: 100;
        max-height: 100vh;
        overflow-y: auto;
    }
    
    .nav-open {
        transform: translateX(0);
        opacity: 1;
    }
    
    /* Nav link styling for mobile/tablet */
    .nav-link {
        width: 100%;
        text-align: left;
        padding: 16px 20px;
        font-size: 17px;
        font-weight: 500;
        color: #334155;
        border-radius: 12px;
        margin-bottom: 8px;
        display: flex;
        align-items: center;
        gap: 12px;
        transition: all 0.3s ease;
    }
    
    .nav-link::before {
        content: '';
        width: 6px;
        height: 6px;
        border-radius: 50%;
        background: #1e3a8a;
        opacity: 0;
        transform: scale(0);
        transition: all 0.3s ease;
    }
    
    .nav-link:hover,
    .nav-link.active {
        color: #1e3a8a;
        background: rgba(30, 58, 138, 0.05);
        transform: translateX(5px);
    }
    
    .nav-link:hover::before,
    .nav-link.active::before {
        opacity: 1;
        transform: scale(1);
    }
    
    .nav-dropdown {
        width: 100%;
        margin-bottom: 8px;
    }
    
    .nav-dropdown-menu {
        position: static;
        box-shadow: none;
        border: none;
        background: white;
        border-radius: 12px;
        margin-top: 8px;
        padding: 10px 15px;
        max-height: 0;
        overflow: hidden;
        opacity: 0;
        transition: all 0.3s ease;
    }
    
    .nav-dropdown-menu .nav-link {
        font-size: 15px;
        padding: 12px 15px;
        margin-bottom: 4px;
        border-radius: 8px;
        color: #64748b;
        font-weight: 400;
    }
    
    .nav-dropdown-menu .nav-link::before {
        width: 4px;
        height: 4px;
        background: #64748b;
    }
    
    .nav-dropdown-menu .nav-link:hover {
        color: #1e3a8a;
        background: rgba(30, 58, 138, 0.05);
        padding-left: 20px;
    }
    
    .nav-dropdown-menu .nav-link:hover::before {
        background: #1e3a8a;
    }
    
    .nav-dropdown:hover .nav-dropdown-menu,
    .nav-dropdown:focus-within .nav-dropdown-menu {
        max-height: 400px;
        opacity: 1;
        padding: 10px 15px;
    }
    
    .mobile-menu-close:hover {
        background: #e2e8f0;
        transform: rotate(90deg);
    }
}

@media (max-width: 768px) {
    .top-bar .container {
        flex-direction: column;
        gap: 10px;
        justify-content: center;
        text-align: center;
    }
    
    .top-bar a {
        margin-right: 10px;
        font-size: 13px;
    }
    
    .logo a {
        font-size: 20px;
    }
    
    .logo img {
        height: 40px !important;
    }
    
    .nav {
        width: 85%;
    }
    
    .hero {
        padding: 50px 0;
    }
    
    .hero h1,
    .page-banner h1 {
        font-size: 28px;
    }
    
    .hero-content p {
        font-size: 15px;
    }
    
    .loan-highlights .container {
        grid-template-columns: 1fr;
    }
    
    .interest-rates .container {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .products-grid {
        grid-template-columns: 1fr;
    }
    
    .process-steps {
        grid-template-columns: 1fr;
    }
    
    .features-grid {
        grid-template-columns: 1fr;
    }
    
    .cta-grid {
        grid-template-columns: 1fr;
    }
    
    .partners-track {
        gap: 30px;
    }
    
    .partner-logo-inner {
        padding: 15px;
        min-width: 120px;
        height: 80px;
    }
    .partner-logo-inner span {
        font-size: 16px !important;
    }
    
    .testimonial-item {
        padding: 30px 20px;
    }
    
    .footer-grid {
        flex-direction: column;
    }
    
    .footer-bottom {
        flex-direction: column;
        text-align: center;
    }
    
    .footer-bottom-right a {
        margin: 0 10px;
    }
}

@media (max-width: 480px) {
    .logo span {
        font-size: 18px;
    }
    
    .logo img {
        height: 35px !important;
    }
    
    .hero h1,
    .page-banner h1 {
        font-size: 24px;
    }
    
    .hero-content p {
        font-size: 14px;
    }
    
    .cta-button {
        padding: 12px 24px;
        font-size: 15px;
    }
    
    .rate-percent {
        font-size: 32px;
    }
    
    .partners-track {
        gap: 20px;
    }
    
    .partner-logo-inner {
        min-width: 100px;
        height: 70px;
        padding: 10px;
    }
    .partner-logo-inner span {
        font-size: 14px !important;
    }
    
    /* Fix WhatsApp button visibility */
    .whatsapp-float {
        width: 60px;
        height: 60px;
        bottom: 20px;
        right: 20px;
        z-index: 999;
        overflow: hidden;
        display: flex;
        align-items: center;
        justify-content: center;
    }
    
    .whatsapp-float svg {
        width: 30px;
        height: 30px;
    }
}